MyNorthGuide
Guides & Gig Work
Plain-language guides on taxes, credit and everyday life in Canada and the USA.
5 Flexible Weekend Side Hustles to Earn Extra Income in Canada
If you already work a full-time job during the week, adding a flexible weekend side hustle is one of the fastest ways to pay off debt or build an emergency fund in Canada. You do not need expensive…
How to Rent an Apartment in Canada Without a Local Credit History
Securing a good apartment in Canadian cities can be challenging when you have just arrived and do not yet have a local credit score or Canadian landlord references. However, landlords mainly want p…
TFSA vs. RRSP in Canada: Which Savings Account Should You Open First?
Saving money in Canada becomes much more effective when you use tax-advantaged accounts instead of a regular savings account. The two most popular options are the Tax-Free Savings Account (TFSA) an…
Preparing for Your First Tax Season in Canada: T4, T4A, and Essential Documents
Filing your first income tax return in Canada can feel overwhelming, especially if you combine a regular job with gig work. Gathering your documents early in February ensures a smooth process and p…
How GST/HST Works for Gig Workers and Small Businesses in Canada
If you drive for Uber, deliver for Instacart, or run a small service business in Canada, understanding sales tax is crucial. In Canada, the federal Goods and Services Tax (GST) is 5%, while some pr…
Complete Guide for Uber and Instacart Drivers in Canada: How to Save for Taxes Every Week
Uber, Instacart and DoorDash don't withhold income tax from your weekly payouts. Here's how to save and deduct like a small business to avoid a surprise CRA bill.
5 Simple Steps to Build a Strong Credit Score Quickly in Canada
New to Canada with no credit history? These five straightforward steps can push your credit score above 700.