Complete Guide for Uber and Instacart Drivers in Canada: How to Save for Taxes Every Week
November 13, 2026 · 2 min read
Uber, Instacart and DoorDash don't withhold income tax from your weekly payouts. Here's how to save and deduct like a small business to avoid a surprise CRA bill.
When you work as an Uber, Instacart, or DoorDash driver in Canada, these platforms do not withhold income taxes from your weekly payouts. To avoid a surprise bill from the Canada Revenue Agency (CRA) at the end of the year, you must manage your earnings like a small business.
The first rule is to transfer between 20% and 30% of every payout into a separate savings account and avoid touching it for daily expenses. Second, you are allowed to deduct legitimate business expenses. This means you can subtract fuel costs, oil changes, vehicle insurance, a portion of your cell phone bill, and car loan interest. Keep all your receipts and maintain a daily mileage log to support your claims. If your gross revenue exceeds $30,000 in a year, remember to register for a GST/HST number as well.