MyNorthGuide
Guides & Gig Work
Plain-language guides on taxes, credit and everyday life in Canada and the USA.
Sole Proprietorship vs. LLC in the USA: Which Structure Fits Your Small Business?
When you start earning regular money from a side business or freelance service in the United States, choosing the right legal structure protects your personal finances. The two most common starting…
Rideshare and Delivery Insurance in the USA and Canada: Are You Covered?
Many new drivers assume their personal auto insurance covers them while driving for Uber, Lyft, DoorDash, or Instacart. In reality, standard personal auto policies exclude commercial and delivery a…
How to Build Your Credit Score in the USA From Scratch
In the United States, a strong credit score (700 or higher) unlocks lower interest rates on car loans, easier apartment approvals, and better financial opportunities. If you are starting with no cr…
How Quarterly Estimated Taxes Work in the USA for Uber, Lyft, and DoorDash Drivers
In the United States, traditional employees have taxes automatically withheld from every paycheck. When you earn money through gig platforms like Uber, Lyft, Instacart, or DoorDash, you are respons…
5 Common Tax Mistakes Independent Contractors Make with the IRS (And How to Avoid Them)
Working for yourself in the US offers great flexibility, but simple bookkeeping mistakes can cost you hundreds of dollars at tax time. Here are five errors to avoid:
Understanding Form 1099 in the USA: Which Expenses Can Independent Contractors Deduct?
Earn more than $600 through Uber, Lyft or DoorDash and the IRS treats you as self-employed. Learn about self-employment tax, mileage and the expenses you can deduct.